Your Trusted Advisors

We're focused on helping you achieve your financial goals

We are committed to providing the best solutions and tailor-made services that fit your situation.

Mortgage Brokers in Tauranga, Helping Kiwis Nationwide

Looking for a trusted mortgage broker in Tauranga? Rapson helps clients across the Bay of Plenty and throughout New Zealand with home loans, refinancing, KiwiSaver and personal insurance.

Whether you’re buying your first home, reviewing your current lending, growing your property portfolio or making sure you and your family are financially protected, our team can help you understand your options and make confident decisions.

Advice you can bank on.

Independent, experienced, and on your side from start to finish.

Why Choose Rapson?

As experienced mortgage brokers based in Tauranga, we work with clients across the Bay of Plenty and nationwide.

We look beyond the loan itself, helping you consider your wider financial position across mortgages, KiwiSaver and insurance. Our team compares options, explains the detail clearly and helps you make decisions that suit both your immediate needs and longer-term goals.

Over 50 Years' Experience

Our breadth of knowledge and experience means we have all the skills necessary to focus on your important financial matters.

Fully Independent

We’re independent and free from third-party influence. We’re known for doing the right thing for you and by you.

Tailored Solutions

We understand no two people are the same. We provide the BEST solution for you and your situation, rather than ’a’ solution.

Trusted Advisors

When making big decisions, you want someone you can trust, and we pride ourselves on our integrity.

People Come First

Our business is based on strong relationships. We can genuinely say that people, not money, are the heart of our business.

Prompt Response Times

We know how stressful financial decisions can be. So, when you make contact, you want to be communicated with quickly and efficiently. We do just that.

People First, Always

For us, it’s never just about the numbers; it’s about the people behind them. We take the time to get to know you, understand your story, and find solutions that feel right for you and your family.

This approach has helped us build long-standing relationships with clients across New Zealand. Many of them have been with us for years, and we’re proud to now be helping their kids and families, too.

At Rapson Loans & Finance, you’re not just a client but part of our extended family.

Access to over 53 lenders means more options and a better deal for you.

The lenders shown below are just a fraction of those we will consider to obtain the best deal for you. Many have unique benefits and promotions. Remember: we work exclusively for you, our client.

Solutions for every stage of life.

Whether you’re buying, growing, protecting, or planning, we’ve got you covered.

Frequently Asked Questions

Is there a cost for your services?

In the most part, no, there is no cost to use Rapson Loans & Finance. We can assist you with securing a loan or a mortgage. You provide the information, and we do all the work for you. The lenders pay our commission.

There are very few cases, where the process is more complex, and a non-standard loan is required; in these circumstances a fee may be charged. We’re upfront about this and you will be told of this in advance, so you can choose whether you wish to proceed.

Why should I use you, shouldn’t I just go to my bank?

We’re independent mortgage brokers, with no affiliation to any particular bank, real estate or group. This means there is no ‘product flogging’. We take the time to understand you and your unique situation and recommend a solution that is BEST for you, no one else. We use a wide variety of lenders and we have the ability to negotiate the best deal for you: be it interest rates, cash contributions, or re-submission of a loan deal that may have been declined.

We provide more than a mortgage. All our services are underpinned by our sound financial planning and advice – your financial wellbeing is at the heart of everything we do. Plus, we operate 7 days a week and will meet with you at a time and location that’s convenient for you.

We make it easy for you to complete an application. You provide us the information and we do the work! With us, you only need to complete one application form which can be used by all banks; you don’t need to go to each bank separately and fill out their application form.

Plus, we have over 50 years’ experience in the banking and finance industries, so we know what banks are looking for. And because the lenders pay our commission, 99% of our mortgage deals are paid for by the banks, which means you don’t pay anything for our service. If there are any costs associated with a non-standard loan we will always be upfront about this, enabling you to decide if you wish to take the matter further.

I can’t come into your office, can you come to me?

Yes, of course. Given we are independent, we have greater flexibility. We understand that everyone’s circumstances are different; some people are busy at work during the day (or night), others are at home with young families; so we can meet you whenever, wherever, you like. We want to take any pain points away, so we will make ourselves available when you need us.

Do you work with just one lender?

No. We work with a wide range of banks and lenders, which means we can compare different home loan options and help find a solution that suits your circumstances. Rather than being limited to one provider, we look across our lending panel to help you understand your options and make an informed decision.

What types of insurance do you offer?

We offer a comprehensive range of insurance solutions, including Personal Insurance (Mortgage Protection, Income Protection, Health, Life Insurance, and more) and Business Insurance (Key Person, Life, Trauma, and Total Permanent Disability (TPD) Insurance) to meet all your personal and business needs.

What Our Clients Says About Us

See how we’ve made a difference for people just like you.

    
 
 
      Posted on Google  
   
   Heather Harrison 
 1 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Tristan Hewitt is phenomenal at what he does.  Highly value his imput
  
 
     Posted on Google  
   
   Vanya Jones 
 18 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We can't recommend Rapson, especially Jacques, enough.  We are older buyers buying our first house in New Zealand.  From our first appointment to finalising our purchase, Jacques was honest but supportive, professional and gone the extra mile (helping us late at night when we needed advice).
  
 
     Posted on Google  
   
   Dewald Loedolff 
 23 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Very good service
  
 
     Posted on Google  
   
   Marais Jones 
 23 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 1) We only just got our Permanent Residency.
2)We are on the older side (over 50s).
3)We did not have a 20% deposit.
But Jacques and the TEAM at Rapson made it happen!! We are now the proud owners of our very own home in this beautiful country.
Give this team a try, you wont regret it, they explore all the avenues and then help you to go all the way.

THANK YOU Jacques!
  
 
     Posted on Google  
   
   Lenka Trulej 
 40 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Outstanding service received by Helen who truly goes above and beyond  - honestly can’t recommend Rapson enough, you’ll be in save hands!
  
 
     Posted on Google  
   
   Tiaan Janine 
 47 days ago
 
 
 Trustindex verifies that the original source of the review is Google. An absolutely outstanding experience from start to finish! The guidance throughout our first-home buying journey was clear, professional and incredibly supportive, making what could have been a stressful process feel straightforward and manageable.

Working with Jacques Pitts as our Mortgage Advisor, we always knew what to expect and felt genuinely looked after every step of the way. Without hesitation, Jacques is our go-to person for anything property or finance-related in the future. Thank you Jacques! Chris & Janine van den Berg
  
 
     Posted on Google  
   
   Tracey Gudsell 
 49 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I would highly recommend Rapson Finance to anyone looking for a knowledgeable, trustworthy and personalised financial service. A great experience all round!
  
 
     Posted on Google  
   
   Esther Downs 
 53 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Jacques Pitts helped my partner and I to purchase our first home. He made the whole process so much easier explaining things and answering all our questions. Always prompt and helpful. I would highly recommend his services!
  
 
     Posted on Google  
   
   Angelique Loots 
 69 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Jacques was very supportive and knowledgeable throughout the entire process, providing excellent guidance to us as first-time homeowners.
  
 
     Posted on Google  
   
   Diverse Building 
 70 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We recently approached Tristan from Rapson  Loans & Finance Tauranga to help structure a multi tier loan - renovation loan,  solar and EV loan 1% 3 year fixed interest l and a further loan for property improvements- couldn’t have been easier and more straightforward thanks to Tristan and his team. Good communication even after the process was complete. Will be sending future business their way  - thanks again.
Dave and Ania