Your Trusted Advisors
We're focused on helping you achieve your financial goals
Call Rapson: 07 577 1209
Experts in providing financial & insurance advice for those big decisions
We’re focused on what’s best for you. We pride ourselves on our professional, reliable service and our effective communication.
Securing a mortgage or understanding your insurance needs can be stressful, so we handle the process for you and eliminate the pain points.
Advice you can bank on.
Why Choose Rapson?
Over 50 Years' Experience
Our breadth of knowledge and experience means we have all the skills necessary to focus on your important financial matters.
Fully Independent
Tailored Solutions
Trusted Advisors
People Come First
Prompt Response Times
People First, Always
For us, it’s never just about the numbers; it’s about the people behind them. We take the time to get to know you, understand your story, and find solutions that feel right for you and your family.
This approach has helped us build long-standing relationships with clients across New Zealand. Many of them have been with us for years, and we’re proud to now be helping their kids and families, too.
At Rapson Loans & Finance, you’re not just a client but part of our extended family.
Access to over 53 lenders means more options and a better deal for you.
Solutions for every stage of life.
Frequently Asked Questions
In the most part, no, there is no cost to use Rapson Loans & Finance. We can assist you with securing a loan or a mortgage. You provide the information, and we do all the work for you. The lenders pay our commission.
There are very few cases, where the process is more complex, and a non-standard loan is required; in these circumstances a fee may be charged. We’re upfront about this and you will be told of this in advance, so you can choose whether you wish to proceed.
We’re independent mortgage brokers, with no affiliation to any particular bank, real estate or group. This means there is no ‘product flogging’. We take the time to understand you and your unique situation and recommend a solution that is BEST for you, no one else. We use a wide variety of lenders and we have the ability to negotiate the best deal for you: be it interest rates, cash contributions, or re-submission of a loan deal that may have been declined.
We provide more than a mortgage. All our services are underpinned by our sound financial planning and advice – your financial wellbeing is at the heart of everything we do. Plus, we operate 7 days a week and will meet with you at a time and location that’s convenient for you.
We make it easy for you to complete an application. You provide us the information and we do the work! With us, you only need to complete one application form which can be used by all banks; you don’t need to go to each bank separately and fill out their application form.
Plus, we have over 50 years’ experience in the banking and finance industries, so we know what banks are looking for. And because the lenders pay our commission, 99% of our mortgage deals are paid for by the banks, which means you don’t pay anything for our service. If there are any costs associated with a non-standard loan we will always be upfront about this, enabling you to decide if you wish to take the matter further.
Yes, of course. Given we are independent, we have greater flexibility. We understand that everyone’s circumstances are different; some people are busy at work during the day (or night), others are at home with young families; so we can meet you whenever, wherever, you like. We want to take any pain points away, so we will make ourselves available when you need us.
Choosing the right insurance policy depends on your individual needs and circumstances. Our experienced advisers can help you assess your risks and recommend the best coverage options to ensure you are adequately protected.
We offer a comprehensive range of insurance solutions, including Personal Insurance (Mortgage Protection, Income Protection, Health, Life Insurance, and more) and Business Insurance (Key Person, Life, Trauma, and Total Permanent Disability (TPD) Insurance) to meet all your personal and business needs.