Sometimes bank staff are not as sympathetic to your situation as they might be. They will try to dissuade you from your preferred course of action because they personally have an issue with your financial direction.
Our View Differs
Our view is that every situation is unique and is constantly changing. This industry is not a “one size fits all” scenario and so you should step away from the presentation of the deal and let us take care of it for you. Remember, our service to you for home finance in the majority of cases is FREE.
Our Experience Is Your Benefit
We have very deep experience across the full spectrum of financing requirements and know how to package the right deal.
Bank staff are employed to try and retain your business. You may take a business proposal to the bank in order to arrange some business funding. Unless you happen to encounter someone on the front line who is sufficiently knowledgeable to understand and interpret your request in your best interests, it is simply a lottery. You need knowledge, experience and guidance from a professional, like Rapson, to get to the desired outcome.
We can turn Declined Loans into Success Stories
Recently a bank customer approached her bank for funding to buy a home for her own occupation and was declined on the grounds that it was “too much borrowing” This lady is now a loyal client of ours because all that was required was a simple restructure of existing facilities. We made a fresh approach to her bank and were able to arrange a pre-approved mortgage facility at a higher level than the client had originally thought feasible.
At times, banks look to retain business by imposing the full penalty interest allowed under their fixed rate contract with you. We have often been successful in negotiating this penalty into the deal with a new bank in exchange for a lengthy period with the new lender. Again, knowledge and experience are key factors in achieving good outcomes.
We love helping you achieve financial goals. Talk to us today to see how we can help you!
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