What Global Conflict Means for NZ Property Right Now Where we are right now is uncharted waters for everyone, including economists. Many of the usual, measurable indicators are sitting outside their normal ranges, largely driven by the oil shock stemming from the Middle East conflict. Global events like the Iran conflict are influencing New Zealand’s…
10 Real Situations Where Trauma Insurance Can Help Protect Kiwi Families Trauma insurance gives you a lump sum payment if you’re diagnosed with a serious medical condition like cancer, heart attack, or stroke. This money can help with medical bills, lost income, rehab costs, and daily expenses while you recover. Life doesn’t always go as…
How Much Can I Borrow for a Mortgage in New Zealand? How much you can borrow for a mortgage in New Zealand depends on your income, deposit, debts and living expenses. Most lenders assess affordability using a stress-tested interest rate and typically require a deposit of around 20%, although some buyers may qualify with less.…
Bridging Finance: What Kiwi Homeowners Need to Know Thinking about buying your next home before you’ve sold your current one? You’re not alone, and bridging finance could be the key that unlocks your next move. Moving house is often stressful, especially if you already own a home and need to sell it while buying another.…
Trauma Insurance: What It Is & Why More Kiwis Are Looking Into It Life can be unpredictable, and not just when it comes to money. A sudden cancer diagnosis, heart attack, or serious stroke affects more than your health. It can change your income, your family life, your plans, and your peace of mind. This…
Mortgages & OCR Cuts: After the Turbulent Half of 2025, Where Is the Housing Market Heading? Mortgages & OCR Cuts: After the Turbulent Half of 2025, Where Is the Housing Market Heading? After the turbulent first half of 2025, the New Zealand housing market is at a turning point. Inflation has eased back within the…
How to Use KiwiSaver to Buy Your First Home How to Use KiwiSaver to Buy Your First Home: A Complete Guide for Kiwis Thinking of buying your first home in New Zealand? If you’re enrolled in KiwiSaver, you’re already on the right track. KiwiSaver isn’t just about retirement, it can also be a great tool…
Mortgage News You May Have Missed Mortgage News You May Have Missed: What Kiwi Homeowners & Buyers Need to Know It’s been a big first half of the year in the world of home lending, with a heap of updates that could affect your wallet, your loan terms, and even your wait time at the…
OCR to 3.5% | Strategic Shift Amid Global Uncertainty RBNZ Cuts OCR to 3.5% — Strategic Shift Amid Global Uncertainty The Reserve Bank of New Zealand (RBNZ) has announced a reduction in the Official Cash Rate (OCR) by 25 basis points to 3.5%. As the inflation rate is close to the middle of the target…
How Much Do I Need to Retire in New Zealand How Much Do I Need to Retire in New Zealand? We all know retirement is on the cards, yet we often put planning for it on the back burner. Everyone’s outlook regarding how they would like to retire is different. Whether you dream of travelling,…