Get the Best Home Loan Rates!

WE WORK ALONGSIDE FIRST HOME BUYERS LIKE YOU. WE LISTEN, WE ANSWER YOUR QUESTIONS, AND WE FIND THE RIGHT MORTGAGE THAT MATCHES YOUR NEEDS AND AMOUNT OF DEPOSIT.

Lowest interest rates

We navigate the lending playing field for you and help secure the lowest interest rate for your situation.

Lowest deposit options

We work with banks and non-bank lenders so will take you through the various deposit options, 20% is not the minimum. We’ll also explain how you can use your KiwiSaver Account to help!

Customised to your needs

Whether you’re wanting to pay off debt faster, achieve financial freedom or plan for your retirement, we structure a mortgage to make your dreams a reality.

Compare Multiple Lending Options with Ease

With only one application, we compare mortgages across banks and non-bank lenders to negotiate the best deal for you.

OUR TEAM IS LOCALLY BASED IN TAURANGA - SERVICING NEW ZEALAND NATIONWIDE

The best way to secure
your home loan

As trusted independent financial advisers,
we provide the ultimate service in first home loans.

We work alongside you throughout your journey,
helping you achieve your financial goals.

Read What Our Clients Are Saying

Tristan was really easy to work with throughout the whole bank loan process. He was easy to understand, easy to approach. He answered my questions quickly. But in the meantime he was professional, knowledgeable and passionate about his job. He made my dream come true!

Chun Thomas

2024-01-16

Kc Pry

2024-01-09

Exceptional Service and Expertise! I recently utilized Rapson Loans and Finance for my house financing needs, and I must say that Jacques provided a level of service that far exceeded our expectations. His expertise in navigating the complexities of the financial process made our experience smooth and stress-free. I highly recommend Rapson Loans and Finance for their professionalism and commitment to customer satisfaction. Five stars all the way!

Quintin Boshoff

2024-01-09

Evgenia Lyaskova

2024-01-08

Jacques was awesome to deal with. He was easy going, down to earth but I felt like he really knew his stuff. He replied to everything in a timely manner and made sure I understood something before moving on. Great experience! Would definitely use him again should I buy another home.

Keighley Wishart

2023-12-17

Great experience with Brooke and the team, highly recommended. We would not have been successful without your help. Thanks so much!

Ben Pick

2023-11-23

Fantastic support from Andre throughout the purchasing process, couldn't be happier!

Janine Lewis

2023-11-20

We were in the market to purchase our first home and a friend referred us to Rapson Loans & Finance. Jacques Pitts, our mortgage adviser, made the whole process less overwhelming by going out of his way to ensure everything went as smoothly as possible. He was always available to answer any questions we had and made sure that we were happy every step of the way. We highly recommend Jacques Pitts and Rapson Loans & Finance to anyone looking for a mortgage broker.

Ilzé Dreyer

2023-11-15

Tristan was extremely helpful, professional and responded quickly. An excellent service!

Jenny Rudd