Purchasing Your Next Home and Need a Mortgage?

We can get you the best loan deal to help you upsize your family home, or purchase an investment property.

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USE THE KNOWLEDGE AND EXPERIENCE WE HAVE AT RAPSON LOANS & FINANCE, TO HELP YOU SECURE YOUR NEXT HOME

Whether you’re looking to purchase a larger home, or a home for an investment, as expert mortgage brokers, we can help you achieve your goals!

You can have confidence that we will listen to you and your unique situation and help secure the best loan deal possible for you. This may be your second mortgage, and if so, you would have been through the mortgage journey before. Let us guide you through the process this time round, and take all the stress and work out of the situation for you. Looking after you is our business!

When it comes to investment property, it pays to understand your financial commitment

Investing in property is quite common in New Zealand and no doubt you know someone who does this already. If you’re looking to go down this path, we suggest you talk to us first and get expert financial advice. To achieve your financial goals and the best results, you need to understand your financial commitment.

Investment property can be a great option if you’re wanting to add to your overall income with rental income, diversify your investment options, help your children get a foot in the property ladder or look to make profit if house prices rise and the value of the home continues to increase. Talk to us today about what you’re wanting to achieve so we can recommend the best solution. 

Value of a Mortgage Broker

Understand the real value a mortgage advisor/broker provides. You might be surprised.

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Median House Price

Check out the median house price for your location, and what this actually means.

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Find out what your loan repayments might be

Insight into a Loan for an Investment Property

Thinking of investing in property but not sure where to start? The knowledgeable team at Rapson can help.

We have successfully assisted many clients in securing a loan for an investment property and helped those active in the property investment market, make progress and increase their investment portfolio.

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OUR LENDING PROCESS

Securing a mortgage can be quite stressful. Here at Rapson Loans & Finance, our goal is to take any pain points away from you and walk alongside you on this journey. We guide you through this process and work with you to provide a loan deal that is tailored to you and your personal situation. We’ll show you some great ways to go about this important decision and save you money, and negotiate a better deal because of our experience and credibility with lenders.

Desired Outcome
What is it you are wanting to achieve? Whether it’s finance for a first home, a new build, your next home, an investment or refinancing, we can help you achieve your goal.

Discovery Phase
We’re top Mortgage Brokers based in Tauranga, but we work with clients all across New Zealand and overseas. Regardless of your location, we take the time to understand you, your situation and what your financial goals are. We can then provide a solution that is best suited for you, no-one else.

Application Process
Mortgage application processes can feel daunting, but we guide you through this process so that it’s straightforward and you don’t need to worry! You complete a short application providing relevant information to support you submission.

Initial Assessment
We review your mortgage application and all the details you have provided. We will then communicate to you, in plain English, what we feel is the best recommendation for you and your situation.

Submission to Lender
We take care of the submission for you. We provide all the necessary paperwork to the lender for approval.

Outcome Delivered
We are in regular communication with you in regard to the outcome and approval from the lender. 

Post Approval
We’ll proactively work for you to negotiate the best possible lending rates, individualised to your situation and needs.

FREQUENTLY ASKED QUESTIONS

Consider Insurance NOW, before you’ve secured the property

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