Get the Best Home Loan Rates!
WE WORK ALONGSIDE FIRST HOME BUYERS LIKE YOU. WE LISTEN, WE ANSWER YOUR QUESTIONS, AND WE FIND THE RIGHT MORTGAGE THAT MATCHES YOUR NEEDS AND AMOUNT OF DEPOSIT.
Lowest interest rates
We navigate the lending playing field for you and help secure the lowest interest rate for your situation.
Lowest deposit options
We work with banks and non-bank lenders so will take you through the various deposit options, 20% is not the minimum. We’ll also explain how you can use your KiwiSaver Account to help!
Customised to your needs
Whether you’re wanting to pay off debt faster, achieve financial freedom or plan for your retirement, we structure a mortgage to make your dreams a reality.
Compare Multiple Lending Options with Ease
With only one application, we compare mortgages across banks and non-bank lenders to negotiate the best deal for you.
OUR TEAM IS LOCALLY BASED IN TAURANGA - SERVICING NEW ZEALAND NATIONWIDE
The best way to secure
your home loan
As trusted independent financial advisers,
we provide the ultimate service in first home loans.
we provide the ultimate service in first home loans.
We work alongside you throughout your journey,
helping you achieve your financial goals.
helping you achieve your financial goals.
Read What Our Clients Are Saying
Posted on JasonTrustindex verifies that the original source of the review is Google. Neal made our refinance process smooth and stress-free from start to finish. Clear communication, quick responses, and he negotiated great terms for us. Highly recommend Neal if you want a broker who genuinely looks after his clients.Posted on Karin KoekemoerTrustindex verifies that the original source of the review is Google. Supported me through the journey of buying our first home. Being very supportive, when things got a bit hairy. Truly appreciated the guidance received during this very daunting yet exciting journey. I felt supported and was assisted through the tough bits, right through to settlement. Jacques our broker explained and sent information as required to assist in understanding and navigating the process with kindness and understanding, celebrating alongside us when we got there in the end. Can recommend their services and happy to use their services in the future.Posted on Natalie DTrustindex verifies that the original source of the review is Google. We secured our lending and they are amazing to deal with - knowledgeable, informative, efficient, friendly and caring. Would definitely recommend the team at Rapson Loans & Finance Ltd.Posted on Alice ClevelandTrustindex verifies that the original source of the review is Google. I can’t recommend Neal at Rapson enough. As a single mum, I was nervous about my circumstances, but Neal made it easy to talk openly and never once made me feel judged. He genuinely didn’t care what my situation looked like — only about getting the best outcome. He worked hard to pitch my circumstances properly to the banks, and I was amazed to end up with several pre-approvals. Thanks to Neal, my kids and I are heading into Christmas feeling secure in our very own home, which is honestly the best Christmas present ever.Posted on Jane RompelbergTrustindex verifies that the original source of the review is Google. Tristan Hewett Michael Owen Leaine Fitzgerald Absolute superstars in every way. They have jumped through hoops for me and got the job done! Couldn’t recommend them enough.Posted on Lucy CarterTrustindex verifies that the original source of the review is Google. Neal at Rapson was absolutely outstanding to work with as our mortgage broker. From the beginning, he was incredibly quick to respond to any questions we had, making the whole process smooth sailing. His professionalism and dedication made our experience truly exceptional. We couldn’t recommend him enough. Neal went above and beyond to help us secure our new home. Huge thanks for all your support, Neal!Posted on LeanneTrustindex verifies that the original source of the review is Google. We had such a great experience with Rapson, our Mortgage broker Jacques was absolutely incredible! He was so helpful and patient with us, went above and beyond, always responded to any questions or enquiries super quickly, and was just all around fantastic. He made the whole process so easy for us as first time home buyers. Could not recommend him more!Posted on Richard GermannTrustindex verifies that the original source of the review is Google. Have worked with both Tristan and Michael at Rapsons loans and finance over the last 5 years. First in 2021 to secure a non bank loan through bluestone as we had an interest free loan through liberty trust meaning the main banks wouldn't lend to us at they don't allow second loans on single property. Then in 2025 once liberty loan paid off to refinance with ASB. Both times they've been utterly professional throughout and quick to respond to queries, always with accurate and helpful info. Id highly recommend them for mortgages and or any other financial services.Posted on Keiran VandergootTrustindex verifies that the original source of the review is Google. Big thank you to Mikey and Tristan at Rapson Loans with our home loan. We had a very complicated mortgage set up and the team were about to make it super simple and easy for us. We now have moved into our dream home just before Christmas. Would highly recommend!Posted on Bernie RoodtTrustindex verifies that the original source of the review is Google. I wish we could give Jacques Pitts 10 gold stars for the excellent service he provided us. Our lending needs were really minimal, compared to the current market. But he showed exceptional customer service by providing sound advice, going the extra mile and giving me peace of mind about the application!! As a result, we've referred our son and daughter-in-law to him for their mortgage needs. Thankyou Jacques...you're fantastic at what you do!
