News

Learn, Discover And Explore With The Latest Updates From Our Team And The Industry.

Planning mortgage and housing future together

Mortgages & OCR Cuts: After the Turbulent Half of 2025, Where Is the Housing Market Heading?

official cash rate in new zealand.

How to Use KiwiSaver to Buy Your First Home

official cash rate in new zealand.

Mortgage News You May Have Missed | Must Know | Rapson

official cash rate in new zealand.

RBNZ Cuts OCR to 3.5% — Strategic Shift Amid Global Uncertainty

retirement planning in nz for couples

How Much Do I Need to Retire in New Zealand?

March 2025 property, mortgage, and SME trends

March Market Insights: Emerging Mortgage, Investment, & SME Trends

Elite Women 2025 Brooke Reynolds

Brooke Reynolds Honoured as One of NZ’s Elite Female Leaders

New Zealand couple looks at how to pay their mortgage off faster.

How to Pay Off Your Mortgage Faster: Smart Strategies for New Zealand Homeowners

kiwisaver review for every stage of life

Why You Should Consider a KiwiSaver Review

auckland new zealand

First Home Buyers vs. Housing Affordability: What’s Changing in New Zealand?

rapson importance insurance review blog

The Importance of An Insurance Review: Protecting What Matters Most

Happy couple celebrating their new home after saving for a home deposit in New Zealand

Understanding Home Buying Eligibility in New Zealand: Getting a Home with a 5%, 10%, or 20% Deposit

rapson insurance cover nz healthcare medications

Are You Really Covered? The Truth About Non-Pharmac Cover

rapson dicussing interest rates blog

What to Consider When Interest Rates Drop?

ocr cuts insights economic impacts blog

Our Insights on the Impact of OCR Cuts

sam macdonald

Meet the Team: Sam Macdonald

cccfa regulations blog

Changes to the CCCFA Regulations

rapson blog property market winter edition

The New Zealand Property Market – Winter Edition

diana rapson

Meet the Team: Diana McIntyre

First Home Grant NZ no longer available – information for NZ first home buyers exploring new options

The First Home Grant Scheme is No More. What are the Other Options for First-home Buyers?

rapson blog june

The Bright-line Test and What it Means for Home Buyers

rapson blog home loan

Understanding Your Options: Different Types of Home Loans

rapson interest deductabilty image

Changes in Interest Deductibility: Assessing the Impacts on Property Investors.

rapson loan restructure news

Loan Restructure for Clients Coming out of a 4.90% Interest Rate

rapson tauranga housing market challenges news

Tauranga’s Housing Market Challenges and Saving for a Deposit.

rapson debt to income ratio news

Debt-to-income ratios: The Lowdown

rapson andre october

Meet the Team: Andre October

mortgage advisers first home loans

Why More Kiwis are Opting for Mortgage Advisers for their First Home Loans

2024 housing outlook

What Does the 2024 Housing Outlook Mean for your Mortgage?

co borrowing for first home buyers

Co-Borrowing for First-Home Buyers

trudies story

Experienced Financial Adviser Secures Family $50k Benefit Payout

nz flag government rapson

Navigating New Horizons: The National-Led Coalition Government’s Policy Updates & The Property Market

first home rapson buyer

Kainga Ora’s First Home Partner Scheme

wellington beehive

Navigating Election Outcomes and Real Estate Prospects

kiwisaver for first home

Pros and Cons of Using KiwiSaver To Buy Your First Home

Magnifying glass focusing on a small house and coins, representing saving and planning for a first home deposit in NZ

Deposits: How Much Do I Really Need For A First Home?

case study infographic (1)

Case Study: Buying First Home With Friends

ocr aus vs nz

New Zealand vs Australia: Why Is Our Official Cash Rate Higher?

interest rates

What’s Happening with Interest Rates in 2023?

is the window of opportunity

Is the window of opportunity closing for first-home buyers?

Blog July

How does the recession impact the housing market?

Brooke

Brooke Reynolds, Elite Women 2023 Winner!

buyers tip for lending

Buyers Tips for Lending

value of a mortgage adviser

Value of a Mortgage Adviser

Dont Arrange

Don’t Arrange a Mortgage on Your Own

Kiwisaver

Use Your KiwiSaver as a Deposit and Help Secure Your First Home

Insight

Insight into a Loan for an Investment Property

Rental Property

Make sure your rental property is up to scratch

Mortgage

Let’s Talk Mortgage Refinancing!

Non Bank

What you need to know about Non-Bank Lenders

Hurdles

Are you Experiencing Refinancing Hurdles?

Refer

Refer a family, friend or associate to use Rapson Loans & Finance Ltd

Birght Line

Understanding the bright-line property rule

Business Loan

Applying for a Business Loan? It pays to know what Lenders are looking for.

Home Loan

Getting a Home Loan – can this be impacted by using ‘Buy Now, Pay Later’ services?

Loan

Want to pay off your home loan faster?

Bay Plenty

Looking to move to the Bay of Plenty? Well, you’ve come to the right place!

dilemma

The dilemma…to sell your home first or buy a new home first?

a couple seeking or finalising an mortgage or exploring short term solutions like bridging finance to manage the transition

Bridging Finance: What Kiwi Homeowners Need to Know

Looking To Invest

When looking to invest – should you opt for a new build or purchase an existing property?

Financial Adviser

From Scuba Dive Instructor to Financial Adviser!

Inflation

Inflation is rising – what impact will that have on your mortgage?

Real Estate

Is the New Zealand Property Market starting to cool off?

challenging

Creative Thinking Emerges as Home Ownership Becomes More Challenging

new housing

New Housing Intensification Rules

Save Money

Tips to Save Money with the Rising Cost of Living

approved

Be Prepared & Increase the Chances of Getting the Outcome You Want!

same thing

Mortgage Broker, Mortgage Adviser, Financial Adviser – Are These The Same Things?

decline mortgage

The value of a mortgage broker when your bank declines your mortgage application

Auction

How to Put Your Best Foot Forward at an Auction

Pros Cons

The Pros and Cons of Different Types of Home Loans

Save For

Considering Selling Your Home Due to Rising Interest Rates?

blog march

Take some control back with the current mortgage interest rate war!

Company Share

Been offered shares in the company you work for?

michelle

Real Estate and Finance Experience, the Ideal Combination!