The Healthy Homes Standards – What You Need to Know

Thinking of investing in property but not sure where to start? The knowledgeable team at Rapson can help.

Our Solutions

We have successfully assisted many clients in securing a loan for an investment property and helped those active in the property investment market, make progress and increase their investment portfolio. A professional and fully considered approach is warranted when submitting applications for property finance/refinance and we are happy to work with clients to achieve the most beneficial mix of growth and consolidation.

Investment in property is still a good option!

As property investors ourselves (both in residential, commercial and land banking) we have a good deal of personal experience to call on and are happy to share our property investment experience with you. The contacts that we have within the industry across the New Zealand market are also available to assist with robust decision-making and the critical professional support that is needed in the investment property sector.
If you’re thinking about increasing your wealth or are based overseas and think that investment in property may be an option, then don’t hesitate to get in touch with our trusted mortgage adviser team from the start. We specialise in residential and commercial property investment and know how to maximise your investment funds for the best outcome.

Our Experience is Your Gain

With years of experience helping New Zealanders from all walks of life enjoy this investment opportunity, we will use all our mortgage and lending experience to assist you. This experience is invaluable too in assisting NZ Expats and Foreign Buyers purchase property in New Zealand while still being based overseas. We have connections with a wide group of specialists in the investment property industry and are happy to provide references to them wherever appropriate.

The Best Loan Structure for Your Situation

Investment loans may be structured in various ways depending on what you are looking to achieve, and can be either very simple (like a standard home loan) or something more complex that helps you make effective use of tax, gearing and repayments. You can also make good use of loan features such as redraw, offset and additional repayments to help manage your investment loan.
As prudent property investors will attest to, it is critical to maintain the best practices possible in order to maximise profits and reduce costs. We will complete an assessment of your current investment finance which may include discussions with your other property professionals (i.e. accountant, solicitor etc) and will work with you to maximise your returns.

Depreciation Changes

Since the New Zealand Government has changed the rules around depreciation it has become very evident that property investors need to make quality decisions based on full knowledge of their current situation.
These decisions need to be communicated in terms that banks and lenders can understand, so sound advice from an experienced mortgage adviser is essential. Factoring in the banks’ appetite (or in some cases the lack thereof) for additional property investment business, it appears to make property investment a challenge for some clients. We invite you to work with us whenever you are considering a change in your financial situation.